Malaysian Medical Indemnity Insurance Scheme (MMI)
Endorsed by the Malaysian Medical Association and managed by Aon Insurance Brokers (M) Sdn. Bhd., the Malaysian Medical Indemnity Insurance Scheme (MMI) is structured with the participation of local insurers and offers wide coverage. At very competitive premiums, the MMI Scheme is a local indemnity scheme with premiums based on the Malaysian claims experience.

Highlights of the MMI Scheme
Insured by consortium of local Insurers :
Multi-Purpose Insurans Berhad
Tokio Marine Insurans (Malaysia) Berhad
Berjaya Sompo Insurance Berhad
MSIG Insurance (Malaysia) Berhad
The Pacific Insurance Berhad
Kurnia Insurans (Malaysia) Berhad
QBE Insurance (Malaysia) Berhad

How does the MMI Scheme operate ?
The MMI Scheme is a claims made policy ie. the Insured’s policy must be in force at the time a claim is made against him/her. The policy provides full retroactive cover except for any period during which the insured is covered with Medical Protection Society and Medical Defense Union.

What happens if you are called to provide first aid in an event of an emergency ?
You will be indemnified for an emergency first-aid assistance to any person. (Except for your relatives who reside with you)

What happens when you retire from medical practice ?
Cover will still be provided at no additional premium but the Insured must be covered under the MMI Scheme for a period not less than 5 continuous years prior to retirement.

How does the LOCUM cover extension operate ?
Operating in consideration of the payment of an additional premium, indemnity is extended to include liability arising from the use of Locum whilst working for the insured doctor, provided that:

The Locum is a Registered Medical Practitioner with a current Malaysian Annual Practicing Certificate. The Locum must have similar qualifications/expertise as the Insured doctor.

How does the automatic reinstatement extension operate ?
With the purchase of this extension at a very minimal premium the aggregate limit in respect of all claims against the Insured under the policy for any one period of insurance will be doubled. The limit in respect of any one claim remain unchanged.

Benefits of the MMI Scheme to the medical Profession in Malaysia
The scheme is a local scheme endorsed by the Malaysian Medical Association and the premiums charged are based on the Malaysian claims experience. With the increase in membership, the Medical Profession can expect to negotiate equitable premiums and conditions from the commercial market in the future.

You can request to view the actual insurance policy for full details of coverage and benefits before you sign up for the insurance coverage. Kindly contact Aon.
Inception of cover is subject to completion of proposal form, acceptance of cover by insurer and also payment of premium within the required period, terms and conditions apply.
This is not a contract of insurance. The precise terms, conditions and definitions are specified in the insurance policy.

Apply Now
For new cases
Download application form

For renewal cases
Download application form
Mailing Address for Application Form
Malaysian Medical Association
4th Floor, MMA House
124, Jalan Pahang
53000 Kuala Lumpur
Contact Us
Aon Insurance Brokers (Malaysia) Sdn. Bhd. (7544-A)
(03) 2773 7000

Or speak direct to Aon’s representatives :
Mr. Sarjit Singh
Tel : (016) 201 2413

En Zaidon Mohd
Tel : (016) 375 6884